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online mortgages

 

 Credit history problems? 

Have you had mortgage loan or credit card arrears, county court judgement (CCJs), made a voluntary arrangement with creditors (IVA) or been made bankrupt?

All lenders look very carefully at the credit history of their applicants before deciding whether or not to offer a mortgage.

How do they do this? Their checks include

  • Your answers on their application form
  • Information on you and your family held by the credit reference agencies.

The extent of the problem will determine which lenders are the most suitable for your mortgage application

Take a look at some mortgages possibly available to you – or let us help you find the right mortgage by completing our enquiry form.

Click one of:

ARREARS

CCJs

ENQUIRY FORM

          
  
Your Credit Record

If you would like to see your credit history records you are entitled to do so Contact

Equifax Europe (UK) lTD
Consumer Affairs Department
PO BOX 3001
Glasgow
G81 2DT

Tel: 0845 600 1772
www.equifax.co.uk

Experian Ltd
Consumer Help Service
PO Box 8000
Nottingham
NG1 5GX

Tel: 0115 941 0888
www.uk.experian.co.uk

They will need your address history for 6 years, and there is a small fee for sending you your records.